top of page
  • Writer's picturezarreen soni

Should you spend money on credit report repair?

The state of our credit score affects a lot of different elements of our lives. Purchasing our ideal house. buying our first automobile. Before evaluating you for employment, even certain professional options run a thorough credit check.

South Africa has a high rate of unemployment, continual price increases, a high cost of living, and earnings that frequently fall short of meeting many of our needs. As a result, many now rely on credit to survive.

But what if something goes wrong?

It is understandable why so many people in dire need of a quick cure turn to credit repair services. But the truth is that cleaning up one's credit report can take time.

No Magic Wand Exists…

Avoid paying upfront fees for any service that guarantees to magically delete accurate negative material. This covers items like missed or late payments, court rulings, and other legitimate listings.

First off, it's against the law to remove truthful information from your credit report. Finally, you run the danger of losing money through fraud. Unless they are mistakes, you cannot lawfully delete valid listings from your report.

You can hire a provider to help you revoke the court order if you want to voluntarily remove a debt review or sequestration notice. You must demonstrate that your circumstances has changed in accordance with the laws the court order was based on in order to achieve this.

Services for Repairing Credit Legally..

The good news is that improving your score won't cost you money. You may easily perform many of the services that are available to you to assist you repair your credit report.

You can spend money on expert advice and direction if you're unclear how to fix your report the best way possible. A reputable business will examine your individual financial situation and assist you in choosing the best course of action to raise your score.

How much time does it take to fix?

Repairing your credit record and credit score requires time, patience, and knowledge of how your score is determined, as with any worthwhile endeavors in life.

This will be the first step towards repairing your credit score if you have the financial wherewithal to make the minimal payments due each month on time and pay off any accrued arrears.

The negatives on your report will determine how long it takes for your score to rise.

Prior to submitting an application for rehabilitation to cleanse your name, a judgment will remain on your record for five years. Or until the judgment is fully paid or the court vacates it due to a mistake.

Late payments will continue.

Unfortunately, except from waiting out the term, there is little you can do to eliminate these kinds of drawbacks. and continuing to make payments on time.

Contact Clear Review Consultants for a tailor-made financial solution plan on 0215696041 or visit our website to fill out a form:

6 views0 comments

Recent Posts

See All


bottom of page